Post Office Scheme: Dhansu scheme of post office – ₹ 10650 every month, invest immediately

Post Office Scheme:  The government scheme we tell youabout is of the post office. You get good interest inthe Post Office Monthly Income Scheme . You can invest a certain amount at one go in the Monthly Income Scheme of this Post Office Scheme . In this amount, you can get monthly income in the form of interest every month by investing a lump sum amount once

Post Office Scheme for January-March 2023 Interest of 1 percent has been fixed. However, the government sets the interest rate on the regular route. Similarly for Posts the lock-in period is 5 years . You can withdraw the invested amount after matching or invest it back.

Post Office Scheme
Post Office Scheme

The Finance Minister announced in his Budget 2023 that the maximum investment limit in this Post Office Scheme is 4 for single benefit From Rs 5 lakh to Rs 9 lakh and joint benefit to Rs 15 lakh . Digitization currently reflects past investment limits.

Post Office Scheme MIS Overview

AuthorityPost Office
ArticlePost Office Scheme
Article typeSchemes Latest Update
Post Office New SchemeMonthly Income Scheme

Post Office’s Dhansu Scheme – Post Office Scheme

After increasing the investment limit in the post office scheme, Rs 15 lakh can be invested in a joint account. After investing Rs 15 lakh, a monthly income of around Rs 9,000 (Rs 8,875) can be earned as interest. Under this, all the joint holders will have an equal share in the investment. Interest will be paid in the same manner till maturity on completion of one month from the date of opening.

A deposit of Rs 9 lakh in the scheme for a single account will fetch a monthly interest income of Rs 5,325, while a deposit of Rs 15 lakh in a joint account will fetch a monthly interest of Rs 8,875 .

The good thing about the Post Office MIS Scheme is that two or three people can open a joint account together. The income received in return of this account is given equally to each member. Post Office Scheme Joint Account can be converted into Single Account at any time. Single account can also be converted into joint account . A joint application has to be given by all the account members to make any changes in the account.

How to get full ₹ 10,650 every month in this Monthly Income Scheme of Post Office?

Here let us tell you that, all of you youth and investors who want to get full benefit of ₹ 1 0,650 every month under Monthly Income Scheme (POMIS) under Post Office Scheme , then your own joint account under this scheme Must have /joint account.

  • After this you will have to invest a total of ₹ 1.8 Lakh in this account on which you will be given interest at the rate of 7.1%.
  • In this way, you will be able to get ₹ 10,650 every month under this joint account of yours and yours.
  • Finally, if you invest ₹15 lakh , you will get the entire ₹ 9,000 profit every month and so on.

In the end, here we have told you about the benefits and features of the Post Office Scheme MIS, so that you can take full advantage of it.

How to open your account under Monthly Income Scheme of Post Office Scheme?

All those citizens who want to open their account to invest in this Monthly Income Scheme of Post Office Scheme , they have to follow these steps which are as follows –

  • To open your account to invest in Post Office Monthly Income Scheme, you must first go to your nearest post office,
  • After coming here you will have to get “Monthly Income Scheme  Application Form ”.
  • Now you have to fill this MIS Application Form carefully.
  • All the documents asked for must be self-attested and attached with the application form.
  • Finally, you have to submit all the documents and application form and get the receipt etc.

By following all the steps given above, you can easily invest in the post office scheme and take advantage of it .


In this article, we not only told you about the Monthly Income Scheme of Post Office Scheme , but we also told you about the benefits and facilities available under this POMIS , so that you can easily invest in this investment scheme and take advantage of it. Can pick up can and

At the end of the article, we hope that you have liked this article very much , for which you must like, share and comment on this article.

FAQs- Post Office Scheme

What is the interest of 1 lakh in the post office?

Till January 1, 2023, the interest rate offered on the Post Office Monthly Income Scheme is 7.1% per annum

What are the Top Post Office Tax Saving Schemes in India 2023?

Post Office Recurring Deposit (RD)
Post Office Savings Account
Sukanya Samriddh
Senior Citizen Savings Scheme

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